Why AgriRisk
AgriRisk is not another farm accounts package. It is the layer that sits on top of the ones you already run and answers a different question: what is coming, and what is it worth to this business?
Accounts packages and farm management software are built to record what has already happened — what was bought, what was sold, what was applied. They are accurate and necessary, and they tell a farmer nothing about the six weeks ahead.
How AgriRisk fills it: AgriRisk reads live commodity, FX, input-cost and weather signal against the farm's own exposure and maintains a forward view that updates itself.
AHDB prices, Met Office warnings and futures curves are public. Translating a 7% feed wheat move into what it means for one farm's contracted tonnage, storage position and overdraft is a job nobody in a farm SME has time to do weekly.
How AgriRisk fills it: Signal is read against the specific enterprise mix, contracted volumes and payment timings the farmer has entered, so the output is farm-specific rather than sector-average.
Most farm SMEs learn about a shortage when a payment fails or the bank calls. The information needed to see it four weeks earlier already exists in the business — it is simply never assembled into a rolling projection.
How AgriRisk fills it: A 12-week rolling projection flags the week the balance turns, with the receipts and payments driving it visible underneath.
It is not a replacement for your accounts. It is not a broker, an insurer or a source of regulated financial advice. It does not tell you to hedge, to switch product, or to change your tax position.
Where a question sits inside the FCA regulated advice perimeter, AgriRisk names the question clearly and points you to a qualified adviser rather than answering it. That boundary is a design decision, not a limitation we are working around.